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Clear information.
Free to everyone.

You don’t have to be a member to use this. The Benefits Library below explains the veterans benefits landscape in plain language, with no jargon, no pressure, and nothing gated behind a signup.

Benefits Library

Seventeen categories, explained.

01

Disability Compensation

Monthly, tax-free payments for conditions connected to military service.

Disability compensation is paid to veterans with a condition that VA has connected to their military service. The payment amount is based on a rating percentage and on the number of dependents in the household.

Ratings can change over time. A condition can worsen, a new condition can be connected, and dependents can be added or removed — each of which affects the monthly amount.

02

Healthcare

VA health enrollment, priority groups, and community care basics.

VA healthcare is organized into priority groups. Enrollment depends on service history, disability rating, income, and specific qualifying experiences such as certain deployments or exposures.

Enrollment is separate from disability compensation. A veteran can be enrolled in healthcare without a disability rating.

03

Education

How education entitlement is measured and how it can transfer.

Education benefits are measured in months of entitlement rather than dollars. Different programs pay tuition, housing, and book stipends in different ways.

Some programs allow entitlement to be transferred to a spouse or child while the servicemember is still serving, subject to service obligations.

04

GI Bill

The most commonly used education programs and what they cover.

The Post-9/11 GI Bill and the Montgomery GI Bill cover education costs differently. Which one applies depends on when and how a veteran served.

Remaining eligibility, expiration rules, and school certification requirements are the details most often overlooked.

05

Housing

Housing assistance, adaptation grants, and homelessness programs.

Housing programs range from loan guaranty to specially adapted housing grants for veterans with certain service-connected disabilities.

Separate programs exist for veterans experiencing or at risk of homelessness, usually coordinated locally.

06

VA Home Loan

Entitlement, the certificate of eligibility, and the funding fee.

The VA home loan is a loan guaranty, not a loan from VA. Lenders issue the loan; the guaranty is what allows terms such as no down payment.

Entitlement can be restored and reused. Veterans with certain disability ratings may be exempt from the funding fee.

07

Life Insurance

Coverage options during service and after separation.

Coverage carried during service can often be converted after separation, but conversion windows are short and easy to miss.

Additional programs exist for veterans with service-connected conditions and for surviving family members.

08

State Veterans Benefits

Programs that depend on where you live, not just how you served.

Every state operates its own veterans programs: property tax relief, tuition assistance, license fee waivers, state veterans homes, and more.

Because these programs are tied to residency, moving to a new state can add or remove benefits without any change to federal status.

09

Tax Benefits

Federal and state tax treatment of veterans benefits.

Disability compensation is generally not taxable income at the federal level. Retirement pay is treated differently.

State treatment of military retirement pay and property taxes varies widely and changes with state legislation.

10

Employment

Hiring preference, rehabilitation, and credential programs.

Veterans preference applies to many federal and state hiring processes and generally requires documentation of service.

Vocational rehabilitation and employment programs support veterans with service-connected conditions who need training or accommodation.

11

Family Benefits

What spouses and children may be eligible for.

Family benefits can include healthcare coverage, education assistance, and support programs, depending on the veteran's status.

Family eligibility is frequently tied to the veteran's disability rating, which means it can change when a rating changes.

12

Dependents

Adding dependents and keeping records current.

Adding a spouse, child, or dependent parent can increase compensation for veterans at qualifying rating levels.

Dependent status must be kept current. Marriages, divorces, births, and school enrollment for adult children all affect it.

13

Survivor Benefits

Programs available to surviving spouses, children, and parents.

Survivor programs can include monthly compensation, education assistance, healthcare, and home loan eligibility.

Eligibility usually depends on the circumstances of the veteran's death and on the veteran's rating history.

14

Retirement

Military retirement pay alongside VA benefits.

Military retirement pay and VA disability compensation are separate systems with separate rules about how they interact.

Concurrent receipt and combat-related special compensation are the two areas retirees most often need explained.

15

Burial & Memorial Benefits

Interment, markers, and allowances for eligible veterans.

Burial in a national or state veterans cemetery, headstones and markers, burial flags, and Presidential Memorial Certificates are separate benefits with separate applications.

Some burial allowances must be claimed within a set period after death.

16

Records

The documents every benefits conversation depends on.

The DD-214 is the foundation document for most benefits. Rating decisions, medical records, and correspondence matter nearly as much.

Requesting replacement records takes time. Keeping organized copies avoids repeated delays.

17

Community Resources

County and local programs that are easy to miss.

County veterans service offices, local nonprofits, and community programs often provide assistance that federal and state programs do not.

These resources are usually the least documented and the hardest to find in one place.

Working drafts maintained by NVBA. Confirm current requirements with the administering agency or an accredited representative before acting.

State Benefits

Look up
your state.

Property tax relief, tuition waivers, license fee reductions, and state veterans homes depend on where you live. Every state has its own page.

Open the state lookup

Frequently Asked

Questions

Is NVBA part of the government or the VA?

No. NVBA is an independent veterans membership association. It is not affiliated with, endorsed by, or operated by the U.S. Department of Veterans Affairs or any other federal agency.

Does NVBA file or represent disability claims?

No. NVBA does not prepare, file, or represent disability claims. NVBA focuses on education, organization, and member resources. If you need representation, work with a VA-accredited representative, an accredited veterans service organization, or an accredited attorney or agent.

Will NVBA ever take a percentage of my benefits?

No. NVBA is a membership-supported organization. It does not take a percentage of compensation, back pay, or any other benefit, and it does not charge contingency fees.

Is membership open yet?

Not yet. You can join the interest list to be contacted when membership opens. The Benefits Library, FAQs, and state benefit pages on this site are free and open to everyone in the meantime.

What is a 501(c)(19) organization?

Section 501(c)(19) of the Internal Revenue Code describes a category of veterans membership organizations. NVBA is being organized under that section. NVBA does not claim any recognition or determination it has not received.